{"id":811,"date":"2023-04-01T20:22:51","date_gmt":"2023-04-01T20:22:51","guid":{"rendered":"https:\/\/www.klkredyt.pl\/?p=811"},"modified":"2023-05-10T10:53:11","modified_gmt":"2023-05-10T10:53:11","slug":"program-pierwsze-mieszkanie","status":"publish","type":"post","link":"https:\/\/www.klkredyt.pl\/index.php\/2023\/04\/01\/program-pierwsze-mieszkanie\/","title":{"rendered":"Program Pierwsze Mieszkanie"},"content":{"rendered":"\n<p>Zgodnie z zapowiedziami rz\u0105du start Programu Pierwsze Mieszkanie nast\u0105pi&nbsp;<strong>2023 roku<\/strong>.<\/p>\n\n\n\n<p>Wed\u0142ug informacji ministerstwa&nbsp;<strong>Program Pierwsze Mieszkanie<\/strong>&nbsp;ma u\u0142atwi\u0107 nabycie za pomoc\u0105 preferencyjnego kredytu pierwszej nieruchomo\u015bci mieszkalnej.<\/p>\n\n\n\n<p><strong>Podstawowe za\u0142o\u017cenia dotycz\u0105ce kredytu:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bezpieczny Kredyt&nbsp;<strong>2%<\/strong>&nbsp;b\u0119dzie dost\u0119pny dla os\u00f3b poni\u017cej&nbsp;<strong>45 roku \u017cycia<\/strong>, kt\u00f3re nie posiadaj\u0105 i nie posiada\u0142y prawa w\u0142asno\u015bci lub sp\u00f3\u0142dzielczego prawa w\u0142asno\u015bciowego do mieszkania lub domu.<\/li>\n\n\n\n<li>S\u0105 w zwi\u0105zku ma\u0142\u017ce\u0144skim lub s\u0105 rodzicami przynajmniej jednego wsp\u00f3lnego dziecka.<\/li>\n\n\n\n<li>Maksymalna kwota kredytu dost\u0119pna jednoosobowym gospodarstwom domowym wynosi&nbsp;<strong>500 000z\u0142<\/strong>.<\/li>\n\n\n\n<li>Maksymalna kwota kredytu dost\u0119pna co najmniej dwuosobowym gospodarstwom domowym wynosi&nbsp;<strong>600 000z\u0142<\/strong>.<\/li>\n\n\n\n<li>Kredyt b\u0119dzie umo\u017cliwia\u0142 zakup nieruchomo\u015bci z rynku pierwotnego i wt\u00f3rnego.<\/li>\n<\/ul>\n\n\n\n<p>Oprocentowanie&nbsp;<strong>2%<\/strong>&nbsp;obowi\u0105zuj\u0105ce w okresie pierwszych&nbsp;<strong>10 lat<\/strong>&nbsp;sp\u0142aty kredytu b\u0119dzie realizowane za pomoc\u0105 dop\u0142at ze strony rz\u0105du. Kwota dop\u0142at do rat b\u0119dzie okre\u015blana jako r\u00f3\u017cnica mi\u0119dzy sta\u0142\u0105 stop\u0105 wyznaczon\u0105 jako \u015brednie oprocentowanie kredyt\u00f3w o sta\u0142ej stopie w bankach kredytuj\u0105cych, a oprocentowaniem kredytu ze stop\u0105&nbsp;<strong>2%<\/strong>. Sp\u0142ata kredytu b\u0119dzie mo\u017cliwa jedynie w ratch malej\u0105cych tak aby po up\u0142ywie okresu dop\u0142at wysoko\u015b\u0107 raty by\u0142a ni\u017csza w por\u00f3waniu do standardowego kredytu sp\u0142\u0105canego w ratach r\u00f3wnych.<\/p>\n\n\n\n<p>Wed\u0142ug zapowiedzi ministerstwa&nbsp;<strong>Program Pierwsze Mieszkanie<\/strong>&nbsp;b\u0119dzie mo\u017cna \u0142\u0105czy\u0107 z&nbsp;<strong>Programem Mieszkanie Bez Wk\u0142adu W\u0142asnego<\/strong>. Ma to umo\u017cliwi\u0107 zakup mieszkania w ramach preferencyjnego kredytu bez posiadania wk\u0142adu w\u0142asnego.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Zgodnie z zapowiedziami rz\u0105du start Programu Pierwsze Mieszkanie nast\u0105pi&nbsp;2023 roku. Wed\u0142ug informacji ministerstwa&nbsp;Program Pierwsze Mieszkanie&nbsp;ma u\u0142atwi\u0107 nabycie za pomoc\u0105 preferencyjnego kredytu pierwszej nieruchomo\u015bci mieszkalnej. Podstawowe za\u0142o\u017cenia dotycz\u0105ce kredytu: Oprocentowanie&nbsp;2%&nbsp;obowi\u0105zuj\u0105ce w okresie pierwszych&nbsp;10 lat&nbsp;sp\u0142aty kredytu b\u0119dzie realizowane za pomoc\u0105 dop\u0142at ze strony rz\u0105du. Kwota dop\u0142at do rat b\u0119dzie okre\u015blana jako r\u00f3\u017cnica mi\u0119dzy sta\u0142\u0105 stop\u0105 wyznaczon\u0105 jako &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.klkredyt.pl\/index.php\/2023\/04\/01\/program-pierwsze-mieszkanie\/\"> <span class=\"screen-reader-text\">Program Pierwsze Mieszkanie<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":969,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"uagb_featured_image_src":{"full":["https:\/\/www.klkredyt.pl\/wp-content\/uploads\/2023\/04\/pexels-niki-nagy-1694360-scaled.jpg",2560,2231,false],"thumbnail":["https:\/\/www.klkredyt.pl\/wp-content\/uploads\/2023\/04\/pexels-niki-nagy-1694360-150x150.jpg",150,150,true],"medium":["https:\/\/www.klkredyt.pl\/wp-content\/uploads\/2023\/04\/pexels-niki-nagy-1694360-300x261.jpg",300,261,true],"medium_large":["https:\/\/www.klkredyt.pl\/wp-content\/uploads\/2023\/04\/pexels-niki-nagy-1694360-768x669.jpg",768,669,true],"large":["https:\/\/www.klkredyt.pl\/wp-content\/uploads\/2023\/04\/pexels-niki-nagy-1694360-1024x892.jpg",1024,892,true],"1536x1536":["https:\/\/www.klkredyt.pl\/wp-content\/uploads\/2023\/04\/pexels-niki-nagy-1694360-1536x1338.jpg",1536,1338,true],"2048x2048":["https:\/\/www.klkredyt.pl\/wp-content\/uploads\/2023\/04\/pexels-niki-nagy-1694360-2048x1785.jpg",2048,1785,true]},"uagb_author_info":{"display_name":"admin","author_link":"https:\/\/www.klkredyt.pl\/index.php\/author\/admin\/"},"uagb_comment_info":12,"uagb_excerpt":"Zgodnie z zapowiedziami rz\u0105du start Programu Pierwsze Mieszkanie nast\u0105pi&nbsp;2023 roku. Wed\u0142ug informacji ministerstwa&nbsp;Program Pierwsze Mieszkanie&nbsp;ma u\u0142atwi\u0107 nabycie za pomoc\u0105 preferencyjnego kredytu pierwszej nieruchomo\u015bci mieszkalnej. Podstawowe za\u0142o\u017cenia dotycz\u0105ce kredytu: Oprocentowanie&nbsp;2%&nbsp;obowi\u0105zuj\u0105ce w okresie pierwszych&nbsp;10 lat&nbsp;sp\u0142aty kredytu b\u0119dzie realizowane za pomoc\u0105 dop\u0142at ze strony rz\u0105du. Kwota dop\u0142at do rat b\u0119dzie okre\u015blana jako r\u00f3\u017cnica mi\u0119dzy sta\u0142\u0105 stop\u0105 wyznaczon\u0105 jako&hellip;","_links":{"self":[{"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/posts\/811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/comments?post=811"}],"version-history":[{"count":0,"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/posts\/811\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/media\/969"}],"wp:attachment":[{"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/media?parent=811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/categories?post=811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.klkredyt.pl\/index.php\/wp-json\/wp\/v2\/tags?post=811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}